What Should I Be Doing Right Now With My Money and Investments?

1. Hire a Financial Advisor | Get a Second Opinion

Financial planning is the process of determining whether and how an individual can meet life goals through the proper management of financial resources. With today’s market, it’s a good time to get a second opinion on what’s working and what isn’t to make sure your financial goals are on track.

2. Establish Your Goals

It’s important to analyze each of these areas:

  • Potential Income Sources

  • Estimate potential cash flow / distributions

  • Determine timing and sequence of income streams

  • Coordination of benefits

  • Social security evaluations and recommendations

  • Tax ramifications and strategy; review

  • Survivor beneficiary considerations

3. Make a Plan 

Let us help you analyze and develop a plan that aligns with your goals.

4. Build a Portfolio

Let us help you start and manage your portfolio to ensure it is on track.

5. With proper planning, you may not run out of money.

Schedule a Complimentary Financial Assessment Today!

Over 25 years of expert financial experience

Financial Planning

Financial planning is the process of determining whether and how an individual can meet life goals through the proper management of financial resources. Financial planning integrates the financial planning process with the financial planning subject areas.  These are six steps to the financial planning process:

  • Establishing and defining the client-planner relationship

    Gathering client data includes goals

    Analyze and evaluating the client’s current financial status

    Developing a presenting recommendations and/or alternatives

    Implementing the recommendations

    Monitoring the recommendations

401k / 403b / Pension Rollovers

When you change jobs or retire you will most likely be faced with the question of what should I do with my retirement funds?  We assist with:

  • What are you ALLOWED to do.

  • What SHOULD you do and why.

  • WHERE you should move the money.

  • How to move it correctly (without penalty).

  • Paperwork, forms, and tracking progress.

  • Completion verification.

Succession Planning

Planning is for anyone that owns or will own a closely held business interest. We help clients with the following:

  • Create an exit or retirement strategy

  • Identify potential succession or buyers

  • Consult and evaluate owner and successors

  • Assist in plan formation with legal and tax advisors

  • Estate equalization for non active family members

  • Buy / sell agreement review

  • Key employee considerations

  • Non-financial evaluations

Asset Management Professional

Assistance in building or maintaining an investment portfolio, typical investments include stocks, bonds, EFT’s (exchange traded funds), options, commodities, mutual funds, real estate, investment trusts, precious metals, and alternative investments.  We help people that don’t have the time to effectively manage assets or individuals that need technical assistance in building a successful portfolio.

Legacy Planning

Is the process of deciding what impact you would like to make on others, both during your lifetime, and after your death.  This planning can benefit your family, charitable organizations, or other philanthropic groups that are important to you.

Estate Conservation

Estate Planning includes how to create an estate for the non-wealthy as well as how to protect, preserve, and distribute wealth for the affluent.  While we do not provide specific legal advice we do help with the planning in order to cut down on the “billable hours” portion of the process.